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Use of this website and applying for any product or service is subject to accepting our terms and conditions
Agreement between you “The consumer” and the company “SA Loan Services”

To be read and understood before submitting this application.

Please Read Our Frequently Asked Questions for the basic Criteria required:

Our Products:
We offer Personal loans, Consolidation loans & Bridging finance

Our loan amounts range from R2000 to R150 000
Secured debt consolidation loans for home owners
Investment policy loans and buy outs.
The loan amount, repayment period and interest rate you qualify for is based on your individual risk profile. A quotation will be provided to you containing all this information which you can choose to accept or reject at your own discretion.

Responsible lending:
As per NCR regulations all credit providers need to conduct a proper credit vetting and affordability assessments to protect against reckless lending and to safe guard the consumer against over-indebtedness. We fully comply with these practices and will deal with all applications in such manner.

I (the consumer) hereby grant’s SA Loan Services and its selected affiliates to conduct a credit check from any credit bureau or 3rd party data base as reasonably required for the purposes of this application and products.

The SA Loan Services difference:
We will notify you via sms regardless of the outcome of your application.
All credit providers are registered with the NCR for your protection.
You have access to multiple credit providers & products
10 years of industry experience with thousands of clients helped.
Our main goal is the act in the interests of the consumer at all times.

Impact on your credit score:
Applying for a loan with SA Loan Services will have a minimal impact on your credit score. We will only conduct a credit check if your application meets certain basic Criteria for the various loan providers.

Security:
For security reasons the consumer agrees to the following:
I.P address being tracked and recorded
Location being tracked and recorded
other information that will be related to this application

All online forms are hosted on secure servers (SSL) to prevent fraud and information theft. SA Loan Services will NOT share or distribute your personal information to any 3rd party other then the loan companies themselves.

Application for product terms and conditions:
Applying for a loan with the SA Loan Services is subject to the purchase of our value added 3 in 1 package. This package includes our Free Premium Loan Services, Consumer Credit Report and our DIY Credit Fix Toolkit.
You get all this for a ONCE OFF payment of R155. This payment is NOT due upfront and will only be deducted via debit order on or around your next salary pay date.

Cancellation policy:
You may cancel this package within a 5 working day cooling off period. Cancellations must be done via letter or electronic communication only. Such cancellations must be confirmed by the company to make it valid.

You may also cancel this package within A 40 calendar day period after a debit order has been done, in such case the company has the right to recover fees related to cost of the debit order at a rate of R20 which will automatically be deducted from any refund payable to you.

NO cancellations will be accepted after the 40 calendar day period.

If for any reason the above fee could not be collected this will automatically cancel the package and you will not be entitled to receive your Consumer Credit Report and DIY Credit Fix Toolkit.

Product Delivery:
Delivery of the “Consumer Credit Report” and the “DIY Credit Fix Toolkit” will be done within 7 days after the 40 calendar day cancellation period.
Delivery of these products will be emailed to you, if you have not received your items within the prescribed time frame please also check your spam/junk mail folders.
If you still cannot find your items please email your I.D number to
loans@saloanservices.com <mailto:loans@saloanservices.com> or give us a call.


Debit order mandate:
Please note such debit order will bare the reference”DVRCORP SALSADMINF”

I(The consumer) Hereby  Authorizes and instructs DVR Corporation (Pty) Ltd to draw against my bank account or any other bank which I may transfer my account to on the companies behalf for the agreed amount as stipulated in this agreement. I (the consumer) further agree that the debit order may be cancelled by me giving 30 days written notice whilst understanding that any fees payable after the 5 days cooling of period will still be due and payable. All such withdrawals will be treated as if signed by me personally and the Receipt of this transaction by The Company shall be regarded as Receipt thereof. I further entitle the company to track my account and represent such debit order in the event that no funds are available.
Should a debit order be unsuccessful due to insufficient funds we will attempt to re-debit your account the following month on the prescribed date unless this authority is cancelled by yourself either in writing or electronic communication only. The sum of such debit order will never exceed the stipulated amount of R155.

Implications of applying for or taking out a loan:
We aim to supply a superior service that offers the consumer the best possible chance of securing finance.
It is always best to be honest in your credit applications are this will safe guard you in the future for over-indebtedness. If in the event you feel you cannot afford your monthly payments it’s always best to contact your creditor first and negotiate or payment plan until you are able to resume normal payments. If you find that even this has failed and you are still unable to make monthly payments then you may want to consider going under debt-review, this is only recommended in extreme cases where you cannot pay any of your accounts and you are at risk losing your assets.

Your credit status:
Your credit status is one of the most important things that one needs to take care of in his or hers life. A good credit status can be the difference between a good or bad quality of life. Our “DIY Credit Fix Toolkit  and Consumer Credit Report will be you insights and methods on how to maintain your credit standing. Unforeseen circumstances such as retrenchment, disability, major injuries, medical conditions and economic conditions can cause a person to have a loss of income and this can be quite daunting. If you find yourself in these kind of situation and not able to pay your accounts it is always best to contact your credit or and explain your situation.

Disclaimer:
SA Loan Services is registered company in the boarders of South Africa whom specialize in the facilitation, procurement guidance of applying for a loan. With our extensive industry knowledge we make applying for credit as easy as possible for you the consumer. We also assist you through the entire process and offer step by step guidance to you. We DO NOT pass on your information to any 3rd party other then the credit provider themselves. Our staff and Directors have been adequately been trained and we have 10 years of industry experience. We also work together with key industry members and loan providers to bring you a more effective and up to date loan product by addressing the needs of our consumers who are otherwise unheard.

All information expressed in this website and any material provided has been researched as accurately as possible. The law in itself is constantly changing all the time and we will try our best to maintain such standing whilst also maintaining that such laws that are deemed old and counter productive are taken up in the best interests of all parties involved. SA Loan Services will not be held liable for any loss or damage whatsoever that may arise from the use of such information and services that is provided on this website or any other form of communication. While all efforts have been made to ensure accuracy this information is purely for guide purposes and use of such information is at the sole discretion of the consumer.

Company details:
Trading name: SA Loan Services
Registered Name: DVR Corporation (Pty) Ltd
Address: 70 Brakfontein road, Thatchfields, Centurion, Pretoria, 0157
Tel: 087 808 6312
email: loans@saloanservices.com